Policy Selection

For details about the benefits of Membership in the Health and Beauty Association, and Insurance Coverage specifics,
please click here to visit the HBA homepage.

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Membership Type

Practice Type

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Policy Terms

The policy does not cover procedures involving Brazilian waxing, chemical peels or tattoos.

It does not cover any Medical Spa treatments, including Botox, laser and plastic surgery.

We cannot cover the operation, ownership or maintenance of a fitness facility, sports facility, salon or spa; exclusively dietician programs and weight loss programs; sale or distribution of (own) herbal, medicinal and/or nutritional products.

No coverage is provided for any insured under the age of 18 or physical education teachers while working in a private or public school, university or college.

We will not cover claims against communicable diseases, sexual abuse or molestation.